Georgia Heritage Federal Credit Union is a not-for-profit financial cooperative & one of the oldest locally-owned financial institutions in the area. In 2006 we received a community charter allowing anyone who lives, works, worships, or attends school in Chatham, Effingham & Bryan counties to join. We are owned & operated by our members & exist solely for the purpose of serving our members' best interests. Our vision is to build lifelong relationships with everyone we serve!