Serving Effingham, Chatham and Bryan Counties
For over 77 years, Georgia Heritage Federal Credit Union has enjoyed a long, remarkable history as one of the oldest locally owned financial institutions in the area. Through multiple expansions and our community charter in place, Georgia Heritage FCU proudly serves anyone who lives, works, worships, or attends school in Chatham, Effingham, and Bryan counties. We continue to strive to make a difference in the lives of our members.
Unlike a bank, a Credit Union is a cooperative financial institution, owned and controlled by the people who use its services. These people are members. Credit unions serve groups that share something in common, such as where they work, live, or go to church or school. Credit unions are not-for profit and exist to provide a safe, convenient place for members to save money and to get loans at reasonable rates.
A volunteer board of directors directs the organization in protecting the interest of the membership. The main goal of the credit union is to form lifelong relationships with each member. Georgia Heritage FCU is focused on helping members attain their financial goals.
The Georgia Heritage FCU also strives to educate its members on financial literacy by hosting two free seminars annually. These workshops are open to the general public and focus on topics such as managing savings and cyber safety. The Credit Union extends its efforts to better inform members by holding events every April and October during National Credit Union Youth Month and International Credit Union Month, respectively.
Seminars on elements of finance aren’t the only way Georgia Heritage FCU gives back to the community. Georgia Heritage FCU hosts an annual Chip and Fore charity golf tournament in September to raise funds for Children’s Miracle Network and the Dwaine and Cynthia Willet Children’s Hospital of Savannah. Each May, Georgia Heritage FCU awards $3500 in scholarships to high school seniors.
In addition to the original office that still operates at 1085 West Lathrop Avenue in Garden City, the Georgia Heritage FCU has a Savannah location in the Stephenson Executive Center and a third branch at 102 Park Avenue in Pooler. A year after opening, the Pooler office was selected as the 2013 Business of the Year by the Pooler Chamber of Commerce and Visitors Bureau.
When visiting the Pooler location, members will not only be treated to an award-winning experience, they will also receive outstanding assistance from a seasoned team of highly qualified individuals who strive to create long-lasting relationships.
Joining Georgia Heritage FCU doesn’t just mean joining a credit union; it means joining a community. To become a part of the Georgia Heritage FCU family, new members can apply online, phone the office, walk into the office, or request a membership packet be mailed to their address at absolutely no charge. Joining the union is free, but a minimum deposit of $5 is required to open an account. However, if a member chooses to close the account, the $5 will be returned.
The Pooler office is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday 9:00 AM to 6:00 PM and Saturday 9:00 AM to 1:00 PM. For more information, visit https://www.gaheritagefcu.org or call (912) 236-4400.